html{scroll-behavior:smooth}
/* Orbit Sky reusable blog-detail template
   Extends the homepage/service design system without changing style.css.
   Brand lock: #002F67 / #C57E00 / DM Sans / Pacifico / 1500px shell. */
.blog-detail-page{--bd-navy:#002F67;--bd-gold:#C57E00;--bd-ink:#173F70;--bd-copy:#55749B;--bd-line:#DCE5F0;--bd-soft:#F7F9FC;background:#fff;color:var(--bd-navy);font-family:"DM Sans",Arial,sans-serif}.blog-detail-page button,.blog-detail-page input,.blog-detail-page select,.blog-detail-page textarea{font-family:"DM Sans",Arial,sans-serif}.blog-detail-page .site-brand__name,.blog-detail-page .site-footer__brand-name{font-family:"Pacifico",cursive!important}.blog-detail-page .site-nav a[aria-current="page"]::after{right:0}.blog-detail-hero .umpd-hero__visual img{object-position:center center}.blog-detail-hero .umpd-hero__intro{max-width:790px}.blog-detail-hero .umpd-breadcrumbs{flex-wrap:wrap}.blog-detail-hero .umpd-breadcrumbs strong{max-width:460px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}

.bd-article{padding:34px 0 108px;background:#fff;position:relative}.bd-article::before{content:"";position:absolute;left:-240px;top:170px;width:470px;height:470px;border:1px solid rgba(197,126,0,.11);border-radius:50%;pointer-events:none}.bd-article__layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:76px;align-items:start}.bd-article__content{min-width:0;max-width:1030px}.bd-toc{position:sticky;top:108px;align-self:start;max-height:calc(100vh - 126px)}.bd-toc__card{position:relative;max-height:calc(100vh - 126px);overflow-y:auto;overscroll-behavior:contain;scrollbar-width:thin;scrollbar-color:rgba(0,47,103,.22) transparent;padding:22px;border:1px solid var(--bd-line);border-radius:26px;background:#fff;box-shadow:0 18px 46px rgba(0,47,103,.06)}.bd-toc__card::-webkit-scrollbar{width:5px}.bd-toc__card::-webkit-scrollbar-track{background:transparent}.bd-toc__card::-webkit-scrollbar-thumb{background:rgba(0,47,103,.20);border-radius:999px}.bd-article [id],.bd-enquiry[id]{scroll-margin-top:112px}.bd-toc__card>span{display:block;margin-bottom:14px;color:var(--bd-gold);font-size:10px;font-weight:800;letter-spacing:.15em}.bd-toc__card>a{display:block;padding:10px 0;border-top:1px solid #EEF2F7;color:#567398;font-size:12px;line-height:1.35;text-decoration:none;transition:color .2s ease,transform .2s ease}.bd-toc__card>a:hover{color:var(--bd-navy);transform:translateX(3px)}.bd-toc__card .bd-toc__cta{margin-top:10px;padding:14px 15px;border:0;border-radius:18px;background:var(--bd-navy);color:#fff}.bd-toc__cta b{display:block;margin-top:4px;color:var(--bd-gold);font-size:11px}

/* Blog detail reveal safety: the full article can be taller than the viewport
   can ever satisfy the shared 8% IntersectionObserver threshold. Keep the
   wrapper visible and reveal its smaller child sections instead. */
html.js .blog-detail-page .bd-article[data-umpd-reveal]{opacity:1!important;transform:none!important;transition:none!important}
.bd-quick{position:relative;padding:38px;border-radius:34px;background:linear-gradient(135deg,#002F67,#073D78);color:#fff;overflow:hidden;box-shadow:0 26px 66px rgba(0,47,103,.15)}.bd-quick::after{content:"";position:absolute;width:330px;height:330px;border:1px solid rgba(197,126,0,.34);border-radius:50%;right:-160px;top:-160px;box-shadow:0 0 0 28px rgba(255,255,255,.025),0 0 0 60px rgba(255,255,255,.018)}.bd-quick h2,.bd-section h2,.bd-sources h2{margin:0;font-size:clamp(36px,4vw,62px);line-height:.98;letter-spacing:-.045em}.bd-quick h2{max-width:820px;color:#fff}.bd-quick>p:not(.umpd-kicker){position:relative;z-index:1;max-width:850px;margin:18px 0 0;color:rgba(255,255,255,.76);font-size:17px;line-height:1.76}.bd-quick__grid{position:relative;z-index:1;display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:28px}.bd-quick__grid article{min-height:145px;padding:20px;border:1px solid rgba(255,255,255,.12);border-radius:22px;background:rgba(255,255,255,.06);transition:transform .28s ease,background .28s ease}.bd-quick__grid article:hover{background:rgba(255,255,255,.095)}.bd-quick__grid article>span{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--bd-gold);color:#fff}.bd-quick__grid svg{width:18px;fill:none;stroke:currentColor;stroke-width:1.8}.bd-quick__grid small{display:block;margin-top:18px;color:rgba(255,255,255,.55);font-size:9px;font-weight:800;letter-spacing:.13em}.bd-quick__grid strong{display:block;margin-top:5px;color:#fff;font-size:15px;line-height:1.35}.bd-note{display:flex;gap:13px;align-items:flex-start;margin-top:22px;padding:16px 18px;border:1px solid rgba(255,255,255,.13);border-radius:18px;background:rgba(255,255,255,.055)}.bd-note>span{flex:0 0 28px;width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:var(--bd-gold);color:#fff;font-weight:800}.bd-note p{margin:2px 0 0!important;color:inherit!important;font-size:12.5px!important;line-height:1.58!important}.bd-note--gold{border-color:rgba(197,126,0,.25);background:#FCF7EE;color:#46678E}.bd-note--gold>span{background:var(--bd-navy)}

.bd-section{padding:82px 0 0;scroll-margin-top:100px}.bd-section+.bd-section{margin-top:4px}.bd-section h2{max-width:900px;color:var(--bd-navy)}.bd-section__intro,.bd-section>p{max-width:900px;margin:20px 0 0;color:var(--bd-copy);font-size:17px;line-height:1.8}.bd-section>p+.bd-section>p{margin-top:14px}.bd-section--soft{margin-top:72px;padding:44px;border-radius:34px;background:var(--bd-soft)}.bd-section--soft+.bd-section{margin-top:16px}.bd-section--navy{margin-top:72px;padding:44px;border-radius:34px;background:var(--bd-navy);color:#fff}.bd-section--navy h2,.bd-section--navy h3{color:#fff}.bd-section--navy .bd-section__intro,.bd-section--navy>p{color:rgba(255,255,255,.72)}.bd-section--navy .umpd-kicker{color:var(--bd-gold)}

.bd-comparison{margin-top:30px;border:1px solid var(--bd-line);border-radius:28px;overflow:hidden;background:#fff;box-shadow:0 18px 50px rgba(0,47,103,.06)}.bd-comparison__head,.bd-comparison__row{display:grid;grid-template-columns:180px 1fr 1fr;gap:0}.bd-comparison__head{background:var(--bd-navy);color:#fff}.bd-comparison__head>*{padding:18px 20px}.bd-comparison__head span{font-size:10px;font-weight:800;letter-spacing:.13em;color:rgba(255,255,255,.62)}.bd-comparison__head strong{font-size:14px}.bd-comparison__row>*{margin:0;padding:18px 20px;border-top:1px solid var(--bd-line);font-size:13.5px;line-height:1.55}.bd-comparison__row>span{font-weight:800;color:var(--bd-navy);background:#F9FBFD}.bd-comparison__row>p{color:#5B7597;border-left:1px solid var(--bd-line)}

.bd-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin-top:28px}.bd-card-grid article{min-height:220px;padding:26px;border:1px solid var(--bd-line);border-radius:26px;background:#fff;box-shadow:0 14px 36px rgba(0,47,103,.04);transition:transform .28s ease,border-color .28s ease,box-shadow .28s ease}.bd-card-grid article:hover{border-color:rgba(197,126,0,.45);box-shadow:0 22px 46px rgba(0,47,103,.08)}.bd-card-grid__icon{width:46px;height:46px;display:grid;place-items:center;border-radius:50%;background:var(--bd-navy);color:#fff}.bd-card-grid__icon svg{width:20px;fill:none;stroke:currentColor;stroke-width:1.7}.bd-card-grid small{display:block;margin-top:28px;color:var(--bd-gold);font-size:9px;font-weight:800;letter-spacing:.14em}.bd-card-grid h3{margin:8px 0 10px;color:var(--bd-navy);font-size:24px;line-height:1.08;letter-spacing:-.025em}.bd-card-grid p{margin:0;color:#607B9D;font-size:13.5px;line-height:1.64}.bd-section--navy .bd-card-grid article{border-color:rgba(255,255,255,.12);background:rgba(255,255,255,.06)}.bd-section--navy .bd-card-grid p{color:rgba(255,255,255,.68)}

.bd-steps{list-style:none;margin:30px 0 0;padding:0;display:grid;gap:14px}.bd-steps li{display:grid;grid-template-columns:64px 1fr;gap:20px;align-items:start;padding:22px 24px;border:1px solid var(--bd-line);border-radius:22px;background:#fff}.bd-steps li>span{width:52px;height:52px;display:grid;place-items:center;border-radius:50%;background:var(--bd-navy);color:#fff;font-size:11px;font-weight:800;letter-spacing:.08em}.bd-steps h3{margin:2px 0 7px;color:var(--bd-navy);font-size:22px;line-height:1.15}.bd-steps p{margin:0;color:#5F7898;font-size:14px;line-height:1.65}.bd-bullets{list-style:none;margin:28px 0 0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.bd-bullets li{display:flex;gap:12px;align-items:flex-start;padding:16px 17px;border-radius:18px;background:#F7F9FC}.bd-bullets span{flex:0 0 28px;width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:#F1E3C8;color:var(--bd-gold)}.bd-bullets svg{width:14px;fill:none;stroke:currentColor;stroke-width:2}.bd-bullets p{margin:3px 0 0;color:#4F7098;font-size:13px;line-height:1.5}

.bd-subsection{margin-top:30px;padding-top:26px;border-top:1px solid var(--bd-line)}.bd-subsection h3{margin:0;color:var(--bd-navy);font-size:clamp(25px,2.2vw,34px);line-height:1.08;letter-spacing:-.03em}.bd-subsection p{max-width:900px;margin:14px 0 0;color:var(--bd-copy);font-size:16px;line-height:1.78}.bd-subsection ul{margin:16px 0 0;padding-left:20px;color:var(--bd-copy);font-size:14px;line-height:1.7}.bd-subsection li+li{margin-top:6px}.bd-callout{display:grid;grid-template-columns:52px 1fr;gap:18px;margin-top:30px;padding:24px;border-radius:24px;background:#002F67;color:#fff}.bd-callout>span{width:52px;height:52px;display:grid;place-items:center;border-radius:50%;background:var(--bd-gold)}.bd-callout svg{width:24px;fill:none;stroke:currentColor;stroke-width:1.7}.bd-callout small{color:#DAB679;font-size:9px;font-weight:800;letter-spacing:.13em}.bd-callout h3{margin:7px 0 8px;color:#fff;font-size:22px}.bd-callout p{margin:0;color:rgba(255,255,255,.72);font-size:13.5px;line-height:1.6}.bd-callout a{display:inline-block;margin-top:13px;color:#fff;font-size:12px;font-weight:800}.bd-figure{margin:30px 0 0}.bd-figure img{display:block;width:100%;max-height:560px;object-fit:cover;border-radius:30px;box-shadow:0 20px 52px rgba(0,47,103,.1)}.bd-figure figcaption{margin-top:9px;color:#7A90AB;font-size:10.5px;line-height:1.45}

.bd-enquiry{margin-top:0}.bd-enquiry .umpd-enquiry__intro{padding-right:20px}.bd-honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}.bd-consent{display:flex;gap:9px;align-items:flex-start;margin:4px 0 15px;color:#647D9C;font-size:10.5px;line-height:1.45}.bd-consent input{margin-top:2px;accent-color:var(--bd-navy)}.bd-related{background:#F7F9FC}.bd-related .umpd-related-card svg{fill:none;stroke:currentColor;stroke-width:1.6}.bd-faq{background:#fff}

.bd-sources{padding:88px 0;background:#F7F9FC}.bd-sources__inner{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:start}.bd-sources h2{color:var(--bd-navy)}.bd-sources__inner>div:first-child>p:last-child{color:var(--bd-copy);font-size:15px;line-height:1.7}.bd-sources__links{display:grid;gap:10px}.bd-sources__links a{position:relative;display:grid;grid-template-columns:1fr auto;gap:4px 20px;padding:18px 54px 18px 20px;border:1px solid var(--bd-line);border-radius:19px;background:#fff;text-decoration:none;transition:transform .22s ease,border-color .22s ease}.bd-sources__links a:hover{transform:translateY(-3px);border-color:rgba(197,126,0,.45)}.bd-sources__links span{color:var(--bd-navy);font-size:13px;font-weight:800}.bd-sources__links small{grid-column:1;color:#6E86A4;font-size:10.5px;line-height:1.45}.bd-sources__links b{position:absolute;right:20px;top:50%;transform:translateY(-50%);color:var(--bd-gold)}

@media(max-width:1180px){.bd-article__layout{grid-template-columns:220px minmax(0,1fr);gap:42px}.bd-quick{padding:32px}.bd-section--soft,.bd-section--navy{padding:34px}.bd-sources__inner{grid-template-columns:1fr;gap:30px}}
@media(max-width:900px){.bd-article{padding-top:10px}.bd-article__layout{grid-template-columns:1fr;gap:30px}.bd-toc{position:relative;top:auto;max-height:none}.bd-toc__card{position:relative;top:auto;max-height:none;display:flex;gap:8px;overflow:auto;padding:14px;border-radius:20px;scrollbar-width:none}.bd-toc__card::-webkit-scrollbar{display:none}.bd-toc__card>span{display:none}.bd-toc__card>a{flex:0 0 auto;padding:9px 12px;border:1px solid var(--bd-line);border-radius:999px;font-size:11px;white-space:nowrap}.bd-toc__card .bd-toc__cta{margin:0}.bd-quick__grid{grid-template-columns:1fr}.bd-comparison__head,.bd-comparison__row{grid-template-columns:140px 1fr 1fr}.bd-card-grid{grid-template-columns:1fr}.bd-bullets{grid-template-columns:1fr}}
@media(max-width:680px){.blog-detail-hero .umpd-breadcrumbs strong{max-width:250px}.bd-article{padding-bottom:76px}.bd-quick{padding:26px 22px;border-radius:26px}.bd-quick h2,.bd-section h2,.bd-sources h2{font-size:clamp(32px,10vw,46px)}.bd-section{padding-top:62px}.bd-section--soft,.bd-section--navy{margin-top:56px;padding:26px 20px;border-radius:26px}.bd-comparison{border-radius:22px;overflow:visible;border:0;box-shadow:none;background:transparent}.bd-comparison__head{display:none}.bd-comparison__row{display:grid;grid-template-columns:1fr;gap:0;margin-bottom:12px;border:1px solid var(--bd-line);border-radius:19px;overflow:hidden;background:#fff}.bd-comparison__row>*{border:0!important}.bd-comparison__row>span{padding:12px 15px;background:var(--bd-navy);color:#fff}.bd-comparison__row>p{position:relative;padding:28px 15px 14px}.bd-comparison__row>p::before{content:attr(data-label);position:absolute;top:10px;left:15px;color:var(--bd-gold);font-size:8px;font-weight:800;letter-spacing:.13em}.bd-steps li{grid-template-columns:48px 1fr;padding:18px 16px}.bd-steps li>span{width:42px;height:42px}.bd-callout{grid-template-columns:42px 1fr;padding:20px 18px}.bd-callout>span{width:42px;height:42px}.bd-sources{padding:72px 0}.bd-sources__links a{padding-left:17px}.bd-enquiry .umpd-enquiry__intro{padding-right:0}}
@media(prefers-reduced-motion:reduce){.bd-toc__card>a,.bd-card-grid article,.bd-sources__links a{transition:none!important}}

/* Linked cards used by one-segment blog category hubs. */
.bd-card-grid a.bd-card-grid__link{display:block;min-height:220px;padding:26px;border:1px solid var(--bd-line);border-radius:26px;background:#fff;box-shadow:0 14px 36px rgba(0,47,103,.04);color:inherit;text-decoration:none;transition:transform .28s ease,border-color .28s ease,box-shadow .28s ease}.bd-card-grid a.bd-card-grid__link:hover{border-color:rgba(197,126,0,.45);box-shadow:0 22px 46px rgba(0,47,103,.08)}.bd-section--navy .bd-card-grid a.bd-card-grid__link{border-color:rgba(255,255,255,.12);background:rgba(255,255,255,.06)}.bd-card-grid__cta{display:block;margin-top:18px;color:var(--bd-gold);font-size:11px;letter-spacing:.08em;text-transform:uppercase}.bd-section--navy .bd-card-grid__cta{color:#fff}@media(prefers-reduced-motion:reduce){.bd-card-grid a.bd-card-grid__link{transition:none!important}}